Since the birth of mortgage lending in our country has passed many years. Over time, credit conditions have become more humane, while interest rates on loans – more down to earth. Thus, the expanded range for it became possible to buy an apartment on credit. Where once these loans were given only banks, but now players in the mortgage market – more than enough! A reasonable question, and as if this diversity is not to be mistaken with loan? Where and under what conditions it is better to take? We will tell all in order. Banks. Perhaps, among the proposals of banks you can find the most suitable loan option. This is not only the variety of options, but with increasing competition among themselves bankovipotechnogo lending. However, it is for a loan at the bank you can expect the greatest difficulties.
This cost of processing the loan application and paperwork the transaction, and charges, and most importantly – time. Consideration of application is sometimes stretched to a month and a half, even if the documents are in order. If time is suffering – well, as if the apartment is needed today? And is it worth waiting for month and a half, not knowing will give you a positive answer, or not? Common sense tells us to look for other options. And they are in the form of mortgage companies. Mortgage company – a company that specializes in the design, issuance and maintenance of mortgage loans.
In fact, the mortgage company is offering the same services as banks, only the consideration of the application here is the minimum period. However, when all the pros in the mortgage companies have and disadvantages, chief among them – the cost of services. Typically, the cost of services the mortgage company is higher than the bank. It is true that credit conditions in this case may be softer. And yet – for now formed a circle of mortgage consultants that will help you choose the best loan option. And if you decide to take a mortgage loan – you are entitled to a choice: to pick up most of a mortgage loan offered by banks and mortgage companies or fly a mortgage consultant …. Based on materials of NDV real estate in Moscow