Controls are designed to prevent cross-subsidisation of privately insured to benefit in their respective tariffs usually of services, to which the most patients do not have access, or should they themselves come up for the. Some statutory health insurance companies offer pricing options but with appropriate content. The private krankenversicherung.de insurance Portal informs about the current situation. Private health insurance companies offer their members special benefits such as chief physician treatment or accommodation in single – or two-bed rooms. Legally insured can however take similar benefits within the framework of appropriate pricing of options. The optional services of health insurance should actually be abolished, but recently, the coalition has withdrawn this project.
About the optional services of health insurance, especially the private health insurance companies fret because this may escape them potential members. Furthermore, the additional offers are controversial because the health insurance companies perform no risk assessment, which is in total an unfavourable risk diversification. The optional services would not be covered according to coalition experts and private insurers by premiums and would have to cross are subsidized in part through the main business which is not allowed under current law. Moreover, the private insurers criticize that there are no lifetime guarantee for the pricing of options of the statutory health insurance. The financing of the pricing of options should be inspected in addition future by experts, so that it will not be cross-subsidisation. More information: news.private-krankenversicherung.de/.